State-required minimums for coverage are just that - minimums. Often times, the required minimum limits may not be enough to pay for all the damages that might result from an accident. Learn more and get the coverage you really want by talking to us today.

Planning your financial future? Let Farmers help. We can offer you mutual funds, retirement accounts, Roth IRAs, and more to help you prepare for retirement, save for college, and build assets. Ask us for more information when we return to the line. Securities offered through Farmers Financial Solutions, LLC (In NY: Farmers Financial Solutions and Insurance Agency) 31051 Agoura Road Westlake Village, CA 91361-4608. (818) 584-0200. Member FINRA & SIPC.

Adding a new member to your family? Now's a good time to review your life insurance and financial needs. Also, you may want to consider a Farmers juvenile life insurance policy to help support the future insurability of your child. Life insurance issued by Farmers New World Life Insurance Company, 3120 139th Ave. SE, sute 300, Bellevue, WA 98005. Products and features may not be available in all states and may vary by state. Restrictions, exclusions, limits and conditions apply.

A fifth wheel lets you balance your vacation priorities. You might like the space of a large RV, for instance, but also the ability to unhitch your pickup for local errands. Or maybe you want all the amenities of home — and an easy way to transport dirt bikes to your vacation spot. Owning a fifth wheel isn’t just about getaways — it’s a big purchase. If you own one, be sure to ask your Farmers agent to provide you with information so you can get the coverage you want!

Whether you consider yourself a pet owner or a \Pet Parent,\ Farmers can help you plan for all of your family - including your dog and cat, with coverage from Pets Best. Featuring flexible polices that allow you to keep your vet, and sensible enrollment practices that offer coverage to your pet at any age without pre-enrollment exams, now is the right time to make sure that your pets are covered for the unexpected. Ask us how we can help as soon as we come back on the line.

Do you own a restaurant? With years of experience, we have key ingredients for insuring your restaurant. With coverage options for things such as food spoilage due to equipment breakdown, fire damage and employee or customer injuries on site, Farmers Restaurant insurance can help you protect yourself from risks you face as a restaurant owner. Let's chat more about it when we get back on the line.

Here at Farmers, we can provide you with insurance options and discounts so you can customize a home insurance policy to match what you want. That way, you can be sure you have the coverage you decide you need, based on factors like your budget, the size, location, age of your home, and any recent renovations. Talk to us today about how you can tailor your Farmers home policy.

What's the difference between Collision and Comprehensive coverage? Collision coverage can pay for damage to your vehicle that results from a collision with another vehicle or object. Comprehensive coverage can pay for vehicle damages from fire, theft, falling objects, riots, storms, earthquakes, floods, animals, and other accidental physical damages not covered by collision. Make sure you have the coverage you want when we return to the line.

It can be difficult to shop for insurance, if you’re not sure what the different types of auto coverages are. Are you covered adequately? What does liability coverage cover? Just how comprehensive is comprehensive coverage? We are here to help demystify the often confusing world of auto insurance and help you choose the coverages you want with the discounts you deserve. Ask what Farmers auto insurance can do for you.

One auto policy doesn't necessarily fit all drivers. You can tailor a Farmers auto policy that fits both your budget and the coverage you want. With Farmers, auto insurance comes with quality coverage, convenience, personalized service and tons of customizable options. We can help you start customizing your policy with the coverage you want when we return to the line.

Whether you own or rent, we offer insurance coverage for your home and your belongings. Add Farmers home coverage with your existing Farmers auto policy and receive a discount on both. We can get you started momentarily.

Does your love of cars border on obsession? Perhaps you own a piece of automotive history — a perfectly preserved 1930s dual-cowl phaeton, or a 1960s roadster. Maybe you spend weekends cruising the boulevard in your classic custom or hot rod. Or your taste might run to exotic sport cars. Whatever your automotive passion, you can protect your collectible vehicle — and your investment in it. As a Farmers agent, we’re here to help as you choose the coverage you want, for your car that isn’t easily replaced. Be sure to ask us for more information when we return to the line!

Did you know that homeowners insurance may not cover damage to your home's structure as well as replacement for your personal belongings? Your clothes, furniture, and appliances can all add up if you should ever have to replace them. Ask us about replacement cost coverage for your belongings, which pays you the dollar amount needed to replace your personal property, less any applicable deductible.

It's time for a pop quiz. True or false: Here at Farmers, we offer more than just home and car insurance. If you said true, you're right. Farmers can assist you with a variety of investment products to help you with your financial needs. When we return to the line, ask us about choosing the coverage you want for your home, auto, life, business, and investment options for your financial needs. Life insurance issued by Farmers New World Life Insurance Company, 3120 139th Ave. SE, suite 300, Bellevue, WA 98005. Products and features may not be available in all states and may vary by state. Restrictions, exclusions, limits and conditions apply.

You might be practical when you choose cars, like a versatile hatchback or minivan; perhaps you prefer the rugged image of an SUV, or you like to reward yourself with a convertible or luxury sedan. Whatever you drive, you need insurance for your car and assets, and coverage options enable you to get the auto insurance policy you want.

Farmers Guaranteed guaranteed repair programs let you choose from networks of auto repair facilities with the most up-to-date equipment and training. -Fast service -Quality repairs -A lifetime warranty on repairs for as long as you own your vehicle Ask me about quality car insurance from Farmers.

Not only is Farmers one of the largest property and casualty insurance providers, we're also among the most experienced. With over 90 years under our belt, we know how to thrive through both boom and bust. And we look forward to weathering the next 90 years with the same passion, excellence, and commitment.

Looking for a new career path? Consider becoming a Farmers agency owner, which has been called one of the best small business opportunities in America. You get to be in business for yourself - making your own day-to-day business decisions. But you also get support from one of the largest insurance groups. With Farmers, your ability to grow is unlimited. Ask us for more details.

Did you know that Farmers offers optional auto services, including emergency roadside assistance, towing, car rental, and glass repair? Having these services available to you when you're in a pinch can make all the difference. To learn about how you can take advantage of these services, ask us for more details.

Crash Assist is an optional feature of Signal that uses sensors in your phone to help detect when a crash occurs. It will send you a notification asking for verification that you have been in an accident. If you confirm a crash has occurred and you want help, an emergency responder will contact you. If you are unable to respond, we will request emergency services at your location. Best of all, Crash Assist is available at no additional cost, and is another Farmers Policy Perk! Be sure to ask your Farmers Agent for more information when we return to the line.

Wind isn't an easily combated element and can be considered particularly damaging when reaching speeds greater than 50-60 miles per hour. \Straight-line\ winds can reach up to 100 mph and leave a path of damage that extends hundreds of miles. Look after the lightweights. If heavy wind is in the forecast, bring lawn furniture, plants and other small or lightweight items inside. Secure larger items and take an inventory of your possessions. Batten down the hatches. If you have storm shutters, use them! If you don't, consider protecting your windows with plywood panels.

No one can control or predict a serious tornado, but the more you know, the better you can plan for what’s ahead. According to the National Oceanic and Atmospheric Association, the average lead time for tornado warnings is just 13 minutes. That means you must act immediately, and: Go to the basement or storm cellar and take cover under something sturdy. Do not open windows. If you don’t have a basement, head to the centermost part of your home, preferably a room without windows. Close interior doors to help compartmentalize the structure and provide more barriers between you and the storm. Do not stay in a mobile home. Go directly to a designated shelter or nearby building. If driving, do not stop under an overpass or bridge. You’re safer in a low, flat location. Also, be sure to sign up for your community’s warning system, if available. The Emergency Alert System (EAS) and NOAA Weather Radio also provide emergency alerts. If your community has sirens, then become familiar with the warning tone.

Unforeseeable events such as burst pipes or break-ins can threaten expensive and irreplaceable items. Consider placing anything of great value on the top floor of your house and keep those items off the ground. Further, if you have a safe or other security measures, you may want to lock up expensive jewelry, important documents and other valuables before you leave town. An alternative can be placing those items in a safety deposit box with you local bank or credit union for an added layer of protection.

You may save up to 20% in discounts when you have both your auto and home policies with Farmers. Ask us about the great discounts available for you when we talk.

Do you live in an area that has the potential for earthquakes? If so, optional earthquake insurance coverage is something that you will want to discuss with your Farmers agent. In California, where earthquake insurance is issued by the California Earthquake Authority (CEA), you can purchase this coverage through a Farmers agent. If you live in other states, your agent can discuss earthquake insurance options so you can select the coverage that you want.

With Farmers, you can choose the coverage you want for the vehicles that make life more fun. From motorcycles and boats, to RVs, travel trailers, off-road vehicles, and collectibles, Farmers has an insurance policy for your recreational products.

If you own a business, the place you work says a lot about your success. A professional office, a modern warehouse, a clean, well-maintained shop can all inspire confidence in you among your customers. Whatever purpose your commercial property serves, you should consider insuring it from unexpected events. I’m a small business owner, too. I understand those challenges - and I’d be happy to help you understand your coverage options, so you can select the coverage you want. Ask me about coverage for your business today.

Farmers has dozens of discounts. Did you know that we have discounts for all kinds of things, including for having multiple lines of business with us, buying a new car or driving a hybrid? We also have discounts if you work in one of many qualifying professional groups. If you're a teacher, doctor, nurse, engineer, police officer, accountant or in one of our other qualifying professions, you could receive a discount on your premium. Ask us to see if you qualify. We can help you find the coverage you want that you feel fits your budget.

When you’re dealing with life’s ups and downs, it helps to know the ins and outs of insurance. Farmers Insurance has been sharing practical insurance knowledge for more than 90 years. We know a thing or two because we’ve seen a thing or two. To find out how we can help you protect the things that matter most to you, ask to schedule a free, Farmers Friendly Review when we return to the line.

Here's a quick history lesson. Did you know Farmers Insurance is one of the largest personal lines property and casualty insurer groups in America? With over 90 years of experience helping customers, we know how to thrive under diverse conditions. We look forward to weathering the next 90 years with the same passion, excellence and commitment. Ask us for more information once we return on the line.

Do you own an apartment or condo building? Help protect yourself from the risks you face as a business owner with Farmers business insurance. From an apartment complex fire to visitor injuries or tenant concerns, we can help you get the coverage you want for when the unexpected happens. Let's chat more about insurance options.

Experience the Farmers Mobile App: an easier and faster way to manage your insurance policies - anytime, anywhere - from the convenience of your mobile device. The Farmers Mobile App gives you easy access to pay bills, view your proof of insurance for both your home and auto policies, view documents, report a claim, request roadside assistance, and more! Download the Farmers Mobile App today on the App Store or Google Play.

Dealing with a loss is never easy, but Farmers is here to help customers. One way Farmers does this is by offering you multiple ways to file a claim. You can easily file your claim online, 24 hours a day, through Farmers.com. You can also call the Claims Contact Center at 1-800-435-7764 or contact our agency office during normal business hours.\

Floods are one of the most common natural disasters in the U.S. Fortunately, there are some easy steps that can limit potentially costly water damage to your house and possessions, as well as make it easier to clean up when the waters recede. First, you should know your flood risk. You can check FEMA's Map Service Center to see if you're in a flood zone or consult your property survey to determine the ground elevation of your plot. If so, consider raising important belongings. Be sure to clear drains, gutters and downspouts of debris - and make sure that all downspouts are directed far away from your foundation. You should also move furniture and electronics out of the basement and first floor, and roll up area rugs and store on higher floors. For more great tips, visit us online at farmers dot com or ask your representative when we return to the line.

With winter upon us, we can expect some storms and inclement weather. When the storm hits, it's time to layer up. You should assume you won’t have access to electrical heat. Stockpile blankets and other warm clothing. Watch the gas. Keep any generators outside, away from your building. Carbon monoxide poisoning can be a real threat in a winter storm. Never heat your home with the stove top or oven. Know the signs. Be on the lookout for signs of frostbite and hypothermia, and begin treatment immediately. Prepare a water turnoff. Once frozen, a burst pipe can do thousands of dollars of damage in just minutes. Locate the water shut-off valve for your home and know how to turn it off. For more great tips for winter storm preparation, please visit our website at www dot farmers dot com.

This winter season, here are some tips to be better prepared for the weather. Have a plan: Create an emergency kit. Map out a communication plan. Gather supplies assuming you’ll be days without power; and, along with food and water, stock your car with sand, jumper cables, and warm clothing or blankets. Stay tuned: Pay attention to weather reports and warnings. When a warning is issued, it implies a threat of loss of life or property if no precautions are taken. Identify regional risks: Even if you don’t live in the traditional “Blizzard Alley,” stay vigilant when tracking nearby storms. Being caught unprepared for a storm is extremely dangerous. Finally, check your home: Identify any areas of your home that may be prone to an accumulation of heavy snow. Areas with a flat roof are particularly vulnerable. For more winter preparedness tips, please visit our website at www dot farmers dot com.

Farmers is always looking for great people to start their own agency, and best of all - there are several ways to become an agency owner. Our “Retail Build Program, “ is designed for capitalized entrepreneurs seeking a start-up opportunity, and offers financial support opportunities to help you grow. Our “Agency Acquisitions Program” offers lucrative financial incentives to capitalized external candidates who purchase service and commission rights from existing Farmers agencies. And, finally, our “Seed Program” provides the ability to assign existing policies with partial commission rights to qualified external candidates. The candidate receives the benefit of existing customers assigned to their agency without the cost of acquisition. Minimum investment is required for each of these programs. For more information, be sure to ask your representative when we return to the line.

Thunderstorms produce hail when updrafts carry drops of rain into colder areas of the atmosphere, prompting freezing. These balls of ice grow in size until the updraft can no longer support their weight. At that point, the hail falls as precipitation and things get messy. For starters - Draw those curtains! If a big storm busts one of your windows, a fully extended curtain, shade, blind or drape can help to limit the area covered by the shattering glass. Plus - Have your roof inspected and Hire a professional roofer for inspection and repair. And while you're at it, consider investing in impact-resistant shingles - materials with a UL 2218 Class 4 rating are generally your best bet against hail.

Have you heard about Signal? Signal is a smartphone app that monitors your driving behavior — things like your braking habits, phone use, speed, and rush-hour driving. It can help you stay better focused on driving by encouraging you to put down the phone and practice safer habits. Upon policy renewal, you can save money based on your safe driving. Start driving safer today! Be sure to ask your Farmers Agent how to enroll, as well as the availability of discounts, and any terms and conditions that apply in your area!

Want to be in business for yourself, but not by yourself? As a Farmers Insurance agency owner, you can be your own boss and still have support from one of the largest insurance groups in the United States. It's actually been called one of the best small business opportunities in America. If you're ready for a change, we're ready to talk.

Hurricane season lasts from June to November for the Atlantic. While no one can control or predict a serious storm, with proactive preparation, you can help yourself stay safe and help protect yourself during and after a hurricane. According to ready.gov, some ways to prepare your home for hurricane season are: make sure your rain gutters and downspouts are free of debris, trim trees and shrubs to aid wind resistance, install shutters or have precut marine plywood ready to board up your windows, and secure the roof to the walls with hurricane straps or clips. Once a hurricane is expected, be sure to tune into the NOAA Weather Radio or the local news for updates, and follow all official evacuation orders and instructions. For more tips and ways to prepare for hurricane season, be sure to visit ready.gov.

Keep an eye on the road and on your family. SignalSM by Farmers helps tackle the problem of distracted driving. It gives you and your family insight into your driving patterns, providing a clearer picture of how you get distracted so you can make improvements and learn how to drive more safely. And, simply by using the SignalSM app, you will earn a discount on your insurance. For more information about Signal SM, ask your Farmer's representative when we return to the line.

Summer is the time for hot days and cool adventures, but it can also be a season of powerful storms and power outages, losses and surges. Lightning strikes are far more common between June and August than at any other point in the year, creating the potential for outdoor damage as well as fried electronics. When traveling, be sure to unplug anything that doesn't need to stay plugged in, like your television or computer. These items could be damaged if there is a lightning storm and your house is struck. Your homeowners or renter's policy may provide coverage for losses that occur while you are away on vacation. Be sure to ask your Farmers agent for more information and familiarize yourself with your policy coverages.

Summer is the season for road trips and potential road hazards. Basic road safety and vehicle maintenance are critical to safe and fun journeys. Before any trip, consider preparing a digital safety net. Scan important documents and store them in a secure online repository. Prior to starting a road trip, give your car a thorough once-over by checking and replacing, if needed, your oil, cooling and radiator fluids, windshield wipers and lights, both front and back. Avoid getting distracted by your cell phone and place it out of reach, turn the screen around, or shut it off entirely. For more great tips for your next road trip, visit us online at farmers dot com. We appreciate your patience. Thank you for continuing to hold.

What kind of rental property do you own? You might have restored a fourplex — or rent out a single-family house you inherited from an aunt. Whatever your portfolio looks like, residential real estate investments can come with unique challenges — to both your properties and your financial stability. Landlords can select personalized coverage and get the insurance they want. Be sure to ask for more information when your Farmers an agent returns to the line!

When it comes to protecting your home, sometimes things can come out of left field. That’s when it can help to have a game plan. And luckily, Farmers customizable home-insurance packages offer coverage options you can tailor the way you want. At Farmers, we know a thing or two because we’ve seen a thing or two. Talk with us today, so you can decide if your coverage is ready for whatever it is that may come your way.

Whether you’re waiting for a home to sell, looking for the right tenant, or doing renovations, owning a vacant property comes with special risks. In fact, some insurers won’t cover them at all. But Farmers agents can offer insurance options and features that can provide coverage for vacant property. Be sure to ask your Farmers agent about getting the coverage you want for your vacant home, when we return to the line.

If you are driving with a rideshare company like Uber and using your personal car for commercial work, this may create an unexpected gap in your auto coverage. There’s a good chance your personal auto policy excludes coverage when you’re logged into a rideshare company’s app as available to accept rides, while at the same time, the rideshare company’s full commercial liability coverage probably doesn’t begin until you accept a ride. With Farmers Rideshare, you can fill this gap when you’re logged into the rideshare company’s app, but haven’t accepted a ride. Ask your Farmers agent about Farmers Rideshare coverage, when we return to the line.

If you own a business, Farmers has ways to help you improve safety and profitability. Ask me for more information about: Identifying possible hazards in the workplace, suggestions for appropriate safety and loss prevention controls, providing safety training materials for your employees, and establishing best practices for maintaining a safe work environment. All Farmers business insurance customers enjoy free access to MySafetyPoint, an exclusive resource for streaming safety videos and other loss control material to help you develop effective workplace safety programs for your company. Take the next step to a safer workplace. Ask me about Farmers Loss Control Basics, a free guide to implementing a comprehensive loss control program for your business.

Have questions about coverage? Farmers has life insurance options so you can select what you want so you can help protect your family's financial future in the event something should happen to you. Life insurance issued by Farmers New World Life Insurance Company, 3120 139th Ave. SE, sute 300, Bellevue, WA 98005. Products and features may not be available in all states and may vary by state. Restrictions, exclusions, limits and conditions apply.

In need of workers' compensation coverage for your small business? When accidents and injuries occur on the job, it's important that the medical needs of your employees are quickly addressed, and this can help them get back to work as soon as possible. Talk to us about insurance options so you can build a tailored solution for your specific business. Not available in WA, SD, OH and WY.

You may be wondering: If I already have home or auto policy liability limits, why do I need personal umbrella coverage? Simply put, the limits on those policies may not be enough to cover you or someone in your household in the event of a claim or judgment. Ask us how a personal umbrella policy can increase your insurance liability limits and fill gaps in your existing coverage. It's more affordable than you may think.

When it rains, it pours; so it’s important for you to get coverage that meets your needs. As your Farmers Insurance agency, we can help you understand your options, so you can prepare for what the forecast brings. We know a thing or two, because we’ve seen a thing or two. To find out how we can help you protect the things that matter most to you, ask to schedule a free, Farmers Friendly Review when we return to the line.

What kind of rental property do you own? You might have several multi-unit complexes. Maybe you restored a vintage four-plex in a historic district — or you rent out a single-family house you inherited. Whatever your portfolio looks like, Farmers understands that residential real estate investments can come with unique challenges. That’s why your Farmers Insurance Agent can help you select personalized coverage, and get the insurance you need. Be sure to ask your representative about Rental Property Coverage when we return to the line.

Spring comes with the promise of relief from winter weather, but even the arrival of flowers is no promise that certain areas of the country won't still experience freezing temperatures. For drivers, that means freezing rain and even heavy spring snow to navigate, so you may not want to stash those snow tires too soon. After temperatures ease up, melting ice, snow, and all of those spring showers have the potential to create flooding conditions, hailstorms and fresh potholes. Potholes can crop up in no time and can be easily concealed by water following a storm. Slow down to give yourself time to identify and avoid these potentially dangerous little craters!

It's official: Farmers has one of the best training programs in the business. Our world-class training program received top honors from Training Magazine and has been inducted into their Top 10 Hall of Fame. What does that mean for you? At the University of Farmers, agents have access to award-winning and state-of-the-art training to help you so you can select the insurance you want.

Many people assume their homeowners insurance policy will cover damage caused by earthquakes, but that isn’t usually true. If your home is damaged from an earthquake, you would need optional earthquake insurance coverage to help with major expenses like: making structural repairs, rebuilding your home, paying for temporary housing, and replacing personal property. When we return to the line, be sure to ask your Farmers agent to review your current coverage to help you determine whether your home is protected the way you want, and tell you how much it would cost to add earthquake coverage to your policy.

Farmers offers world class agent training programs which means agents have access to training to help better understand your small business. At Farmers, we understand that every business is unique, and our agents can work with you so you can tailor policies for your specific needs. Farmers provides business insurance options to businesses of diverse shapes and sizes, and we'd love to do business with you. Ask for more information once we return to the line.

Help safeguard your home while protecting your budget. You could receive a discount on your Farmers home policy when you install an automatic gas shutoff valve or qualifying burglar and fire protection devices. Learn more when we return to the line.

Ready for a career change? Farmers Insurance needs smart, motivated people who want to make a difference in their communities as Farmers agency owners. We offer independence, the opportunity for you to achieve the future you want, and training at the University of Farmers, our world-class training program. If you're ready for a change, ask us about it when we return to the line.

Farmers has dozens of discounts. Ask us about them! We can help you find the coverage you want that you feel fits your budget.

Did you know that we can offer you plans through selected health insurance companies in the United States? Find out more today.

Have you recently completed any home renovations? If so, your home's value may have changed, and yo may now qualify for new discounts! When we return to the line, ask us for details.

Talk to us today about estimating costs to reconstruct your home. That way, you can determine the coverage you want in the event you should ever have to rebuild your home after a disaster or fire.

Insuring your car and home is only a small part of what Farmers can do for you. With Farmers, you can also choose from a full line of financial services and other products that can help you not only protect your assets but help grow them, too. When we get back on the line, remember to ask us about coverage options for your home, auto, life, business and financial needs.

Do you have special items of value in your home, like jewelry or artwork? Your current home policy may not provide the coverage you want in the event your belongings are stolen or damaged. When we get back on the line, we can review your policy together to check your policy limits. Or you can ask us about customizable product coverage options available to you.

Even if you don't own your home, you may still need insurance for the place you call home. Farmers renters insurance provides coverage for your household items and personal belongings, these things can all add up if you should ever have to replace them. Talk to us about adding this important coverage.

We'll be right with you so you can choose the coverage you want for your home, auto, life, business, and financial needs.

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At Farmers, we understand that every small business is unique. We can discuss insurance options so you can customize a policy for your specific insurance needs. Find out about Farmers business insurance for your industry when we come back on the line.

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Do you know if your auto policy provides coverage for you as well as your car? Select the insurance coverage you want now - such as OEM - Original Equipment Manufacturer, New Car Replacement, Towing and Roadside Service, and Rental Car Reimbursment. We'll be with you shortly.

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Protect your pet with insurance for unexpected accidents and illnesses. Farmers has chosen customer and veterinarian recommended Pets Best, a trusted leader in Pet Insurance, to offer coverages for: injuries, illnesses, prescription medications, surgeries, cancer treatments, and more. Coverage costs about the same as pet food, along with a 5% discount for Farmers customers! Ask us for more information when we return to the line.

We love pets as much as you do. That's why Farmers has chosen Pets Best to protect your pets with insurance for unexpected accidents and illnesses. Don't wait for an unexpected accident or illness - get your pet covered today! Ask us about Pets Best coverage when we return to the line.

Did you know, 4 out of 5 pets will have a medical emergency in their lifetime? Don't wait for an unexpected accident or illness - get your pet covered today. We're committed to helping pets receive the best care, and have paid more than $100 million in claims over the past ten years. Start your quote today to get an exclusive 5% discount! Ask us for more information!

Hail never fails to make an impact in the spring. If you don't live or work in areas with a garage, consider parking near large buildings or under secure structures that provide some shelter if there's even a hint of hail in the forecast. Alternatively, you can purchase a car blanket designed to protect your car from hail or similar cover if you're short on options for covered parking.

Whether it's the result of a downpour or runoff from rapidly melting snow and ice, spring is a season for wet weather - and unfortunately for homeowners that means it's primetime for water damage. There's a whole host of potential problems that can result from that wild spring weather, but there are also a few steps you can take to prepare for what's coming. First of all - Clear out those gutters. Clogged gutters are basically a shortcut to water damage! Second, pay Attention to your foundation. Over time, the soil around homes tends to settle and exposes foundations to rainwater and potential seepage. Check your foundation for any potential points of weakness, including cracks and worn floor slabs, and water seal your basement to prevent seepage. Finally, make sure your soil grade allows water to drain away from your home, and whenever possible, remove snow near your exterior foundation before it has a chance to melt.

Mail and newspapers piled up at the door can signal that no one is home and increase the risk of burglary or vandalism. If you're going away for more than a few days, ask the post office to hold your mail until you return. Likewise, you can ask to suspend your newspaper delivery. Both processes are simple, easy and free!

In the event of potential flooding, homeowners may face voluntary or mandatory evacuation. If you evacuate your home, be sure to shut off electrical service at the main breaker if the electrical system and outlets could be under water. If you're able to remain in your home, don't get caught without these essentials: Cinder blocks; Batteries for your sump pump; A wet/dry shop vacuum, several Tarps and towels, and a Broom. For more great tips to prevent flood damage, visit us online at www dot farmers dot com - or ask your friendly Farmers again when we return to the line.

When we say Farmers agency owners enjoy unlimited income potential, we mean it. You’ll have the opportunity to maximize your income through your strong sales efforts, generate residual income and even earn bonuses. Are you a transitioning veteran? Your skills can also translate into income. Farmers has an incentive bonus program that rewards you for your service. Additionally, every business owner can benefit from having an experienced coach they can go to for assistance. Most leaders in any field will tell you that it is a key to achieving and maintaining success. Luckily, you get to start out right away with access to experienced industry professionals who can serve as your business coach. For more information about owning your own Farmers Agency, please visit us online at www dot farmers dot com. We appreciate your patience. Thank you for continuing to hold.

As the road you travel changes, so can your insurance needs. As your Farmers Insurance agency, we can help you assess whether you’re ready for the journey ahead. Ask to setup an appointment for a free Farmers Friendly Review, when we return to the line.

With a Farmers.com account, managing your auto, home and umbrella insurance is more convenient than ever. Your online account gives 24/7 access to policy documents, bill pay, the ability to file a claim, and much more. Sign up today at Farmers.com. You can also download our free Farmers App from the App Store, Google Play, or by simply texting GETAPP to 29141.

When it comes to protecting your home, you’ve got options. Farmers customizable home-insurance packages offer coverage options you can tailor to fit you! Find practical home insurance and more, with Farmers Insurance. Ask for more information when we return to the line.

Did you know that switching your home and auto insurance to Farmers could help you save money? Let’s talk about the discounts you may qualify for to see how much you could save today.

A friendly reminder from Farmers on cell phone use: Pull over before calling or texting so that you are a safe driver.

It's time for a pop quiz. Can Farmers offer you mutual funds, retirement accounts, Roth IRAs and more so you can prepare for your financial future? The answer is, \Absolutely.\ We can offer insurance options so you can help prepare for retirement, save for college, and build assets. Ask for more information once we return on the line. Shouldn't be long, so hang tight. Securities offered through Farmers Financial Solutions, LLC (In NY: Farmers Financial Solutions and Insurance Agency) 31051 Agoura Road Westlake Village, CA 91361-4608. (818) 584-0200. Member FINRA & SIPC

Life insurance proceeds can help you protect your loved ones' financial future if something should happen to you. It's not fun to think about, but it may be important for your situation, and we're here to help. Life insurance issued by Farmers New World Life Insurance Company, 3120 139th Ave. SE, suite 300, Bellevue, WA 98005. Products and features may not be available in all states and may vary by state. Restrictions, exclusions, limits and conditions apply.

Farmers offers many discounts to help keep your auto and home insurance premiums as cost effective as possible. Make sure you're getting all of the auto discounts you qualify for, including discounts for good students, mature drivers, and multiple cars. We even offer discounts for having both your home and auto policies with Farmers and getting a quote seven or more days before you switch. Ask us about discounts that might be available for you.

At Farmers, we can discuss life insurance options so you can review your life insurance portfolio and determine if it works for you now and in the future. Ask about Term Life, Whole Life, and Universal Life products. Life insurance issued by Farmers New World Life Insurance Company, 3120 139th Ave. SE, sute 300, Bellevue, WA 98005. Products and features may not be available in all states and may vary by state. Restrictions, exclusions, limits and conditions apply.